
No one likes to think about long-term care. But chances are, one day, most of us will need it. In fact, according to the U.S. Department of Health and Human Services, 70% of people age 65 and older will use some form of long-term care services during their lives. 1
However, long-term care is not just for the elderly—40% of those receiving care are actually adults ages 18 to 64.1 This often happens because of an unexpected accident, illness or injury, such as:
- Stroke
- Chronic illness
- A car accident
- A fall
- Cognitive impairment, like Alzheimer's disease
- A sports-related injury
The best way to be ready is to prepare for long-term care before you actually need it. And long-term care insurance (LTCI) can help. Please browse the topics above to learn more, or talk to a Bankers insurance agent for an LTCI quote.
1 "Understanding LTC." National Clearinghouse for Long-Term Care Information. www.longtermcare.gov. Site viewed on 10/17/08.